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About Us

Princeton Tax Advisory Group

Princeton Tax Advisory Group is a comprehensive financial and tax planning firm dedicated to helping individuals and families navigate the path to and through retirement with confidence.

We understand that approaching retirement can bring complex decisions about taxes, investments, healthcare, and long-term income planning. Our team works closely with you to uncover opportunities and strategies that protect your wealth, reduce unnecessary risks, and help you feel more secure about the future. With years of experience serving pre-retirees and retirees, we have the insight and expertise to guide you toward solutions that make the most sense for your unique situation.

At Princeton Tax Advisory Group, we believe every challenge presents the opportunity to find a silver lining. By taking a holistic and strategic approach, we empower our clients to make informed decisions that align with their goals and allow them to enjoy retirement with more confidence.

MEET THE TEAM

Shelly Silver

President

Bio Coming Soon

Learn More About

Our Financial Solutions

Retirement Income Strategies

Maximize Social Security Benefits
Maximize Pension Benefits
Guaranteed Lifetime Income Options

Tax Planning Strategies

Tax-Deferred Options
Tax-Free/Advantaged Options
Roth IRA Conversions

Asset Protection & Reallocation

Minimizing Stock Market Risks
Putting “Lazy” Assets to Work
Asset Diversification

Medicare Planning

Medicare Education & Enrollment Assistance
Plan Comparisons & Coverage Optimization
Ongoing Annual Reviews & Support

Frequently Asked Questions

Can I really lower my current income taxes with annuities?

Thousand of people every day save on income taxes using annuities. Working with a representative who understands income taxes is important in being able to help reduce your current income taxes. Everyone’s personal income tax situation is different, consult your tax professional before making any retirement planning decisions that may affect your taxes.

Can I use an annuity for retirement plan rollovers?

Annuities can be used for your retirement plan rollovers. This includes 401(k), 403(b) 401(a), 457, and IRA plans. Since these retirement assets are already in a tax deferred account, there is no tax penalty or benefit for doing so. What the fixed annuity does is provide you a product that provides guarantees on your principal, access to your money if needed, and deferral of current income taxes on your interest earnings. While you may benefit from tax deferral with an IRA or other qualified retirement plan without the use of an annuity contract, annuities may provide additional insurance and annuity related benefits.

At what age should I consider a fixed annuity?

Fixed annuity products are available for people of any age. However, they are generally purchased by individuals aged 50 to 80. There are annuity products available for clients up to age 100.

What if I want to retire before age 59 1/2?

Many people built up sizable retirement assets in their retirement plans during the stock market rise in the 1990s. Now, many people believe that they have to work until age 59 ½ before they can take distributions from these assets to avoid the 10% IRS penalty. However, section 72(t) of the IRS code allows you to take payments from a qualified retirement plan before age 59 ½. Certain rules apply to avoid the penalty. A retirement planning professional can help you, based on your assets and the amount of income you need to receive from your retirement plan.

How do the guarantees work with fixed annuities?

The guarantees of fixed annuities are based on the insurance company’s ability to pay, as well as their financial strength. Look for reputable companies and companies with an A.M. BEST rating of A, A+, or A++. These are the highest ratings for financial strength that an insurance company can have.

How do I find an agent who understands my needs?

We are an affiliate of USA Tax & Insurance Service, Inc., a national company, that has over 300 agents specializing in assisting people with their retirement needs. Our main focus is to help our clients pay less in taxes and enjoy a financially stress-free retirement. There is never a fee to meet with any of our agents.

How can I get free information about annuities?

We can provide you with a free brochure about any type of annuity. The best way to find out which type of annuity might be suited for your needs and goals is to attend one of our free educational seminars, or schedule a complimentary appointment with us.

What if I have a specific question about annuities?

If you have a specific question about annuities that you would like to get answered, you can email us your question, and we will answer your question in a timely manner via email or phone.

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Our Educational Events

Our educational events are designed to empower you towards taking the first step of your financial journey. Register below to join us in finding the path to your optimal retirement.

UPCOMING EVENTS

Events in December 2025

There are no events scheduled during these dates.

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TAX PLANNING GUIDE
Work To Reduce Your Taxes This Year And In The Future

We believe it’s important that you look to employ tax diversity in your retirement plan. Different types of investments can impact your taxes differently. Having accounts that receive varying tax treatments is a key strategy. You should work with a qualified professional to help determine exactly how much you should have in each tax “bucket” to help minimize your overall tax burden in retirement.

While the tax code can be incredibly complex, you still need to stick to the basics when it comes to filing and preparing your tax returns. So, here are our 5 tips to help you better prepare for tax filing this year.

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